Are you considering getting a conventional loan to purchase a home in Texas? Conventional loans can be outstanding for many potential homeowners since they are available at competitive rates and do not require monthly mortgage insurance. However, you should understand the different loan limits that apply to Texas before moving forward with this type of … Read more

Navigating the world of mortgages can feel overwhelming—it’s essential to understand the differences between jumbo and conventional loans. Both types of loans offer homeowners attractive options, yet they work differently regarding loan limits and how lenders assess risk. In this blog post, we’ll unlock the specifics to help determine which is suitable for your budgeting … Read more

Are you considering selling a home? If so, you may have encountered “seller concessions,” but what exactly are they? Seller concessions can be both an essential part of the deal and a great benefit to buyers when closing on their new property.  This blog post will cover how seller concessions work and what they mean … Read more

Are you considering buying a new home? Then, consider the Conventional 97 loan as an option to help you purchase your dream house! This loan program, launched by Fannie Mae in December 2018, was designed to provide buyers with low down payment opportunities and potentially lower interest rates compared to the traditional single-family conventional mortgage … Read more

So you’re thinking about rehabbing a property? Great! Two primary rehab loans are available: FHA 203(k) and conventional rehab. Both have pros and cons, so deciding which is right for you can be challenging. In this blog post, we will break down everything you need to know about FHA 203(k) loans vs. conventional rehab loans … Read more

Like most landlords, you want to keep your property in top condition without spending too much time or money on it. That’s where upgrading comes in. Upgrading or renovating a rental property can reduce the time and money you spend on maintenance while also making it more appealing to potential tenants. This guide will discuss … Read more

Many homeowners would love to make some upgrades, but financing can be a big obstacle. That’s why we’re here to help. In this blog post, we’ll discuss six common types of home improvement loans that may be available to you. With one of these options, you can finally start those projects you’ve been dreaming about. … Read more

If you’re in the market for a home and are looking for something a little different, you may want to consider an FHA 203(k) Rehab Loan. This type of loan allows you to purchase a property that needs repairs or renovations and then finance the cost of those repairs or renovations into your mortgage. It’s … Read more

When evaluating a company’s financial stability, there are several key ratios that you need to know. One of these is the interest coverage ratio. This measures how easily a company can pay its debts by comparing earnings before interest and taxes to interest expenses. In this blog post, we will discuss what this ratio is … Read more

The liquidity ratio indicates how likely a company is to cover its current debts with its available assets. It is calculated by dividing the company’s current liabilities by its existing assets. A high liquidity ratio indicates that a company has many cash and other liquid assets to meet its short-term obligations. In contrast, a low … Read more