Are you considering getting a conventional loan to purchase a home in Texas? Conventional loans can be outstanding for many potential homeowners since they are available at competitive rates and do not require monthly mortgage insurance. However, you should understand the different loan limits that apply to Texas before moving forward with this type of … Read more
Navigating the world of mortgages can feel overwhelming—it’s essential to understand the differences between jumbo and conventional loans. Both types of loans offer homeowners attractive options, yet they work differently regarding loan limits and how lenders assess risk. In this blog post, we’ll unlock the specifics to help determine which is suitable for your budgeting … Read more
Are you considering selling a home? If so, you may have encountered “seller concessions,” but what exactly are they? Seller concessions can be both an essential part of the deal and a great benefit to buyers when closing on their new property. This blog post will cover how seller concessions work and what they mean … Read more
Are you considering buying a new home? Then, consider the Conventional 97 loan as an option to help you purchase your dream house! This loan program, launched by Fannie Mae in December 2018, was designed to provide buyers with low down payment opportunities and potentially lower interest rates compared to the traditional single-family conventional mortgage … Read more
So you’re thinking about rehabbing a property? Great! Two primary rehab loans are available: FHA 203(k) and conventional rehab. Both have pros and cons, so deciding which is right for you can be challenging. In this blog post, we will break down everything you need to know about FHA 203(k) loans vs. conventional rehab loans … Read more
Are you in the market for a new home? If so, you may be wondering about rehab loans. Rehab loans are mortgages specifically designed for people who want to purchase a property that needs repairs or renovations. In this blog post, we will discuss conventional rehab loans. We will cover everything you need to know … Read more
A rehab mortgage can be a great way to get the money you need to fix up your home. By taking out a rehab mortgage, you can borrow money to fix up your home and repay the loan over time as you slowly increase the value of your property. It can be a great way … Read more
Like most landlords, you want to keep your property in top condition without spending too much time or money on it. That’s where upgrading comes in. Upgrading or renovating a rental property can reduce the time and money you spend on maintenance while also making it more appealing to potential tenants. This guide will discuss … Read more
If you’re looking for a powerful loan product to help purchase and rehabilitate an investment property, you may wonder if a 203k rehab loan is right for you. In this blog post, we’ll explore a 203k rehab loan, how it can be used for investment properties, and some pros and cons to consider before taking … Read more
Many homeowners would love to make some upgrades, but financing can be a big obstacle. That’s why we’re here to help. In this blog post, we’ll discuss six common types of home improvement loans that may be available to you. With one of these options, you can finally start those projects you’ve been dreaming about. … Read more
Alexdoesloans is a licensed loan originator in the state of Texas, Georgia and Florida offering the best loan program that will fit your budget and needs! Whether it's for your first home, refinancing a mortgage or consolidating debt, Alexdoesloans can offer you simplicity, reliability & integrity!
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